A New Kind Of Insurance
Smart, Simple, Affordable Insurance – Get Covered Today
Welcome to Healthy Decisions
At Healthy Decisions, we are dedicated to helping individuals, families, and businesses in New York find the right insurance solutions. We specialize in Obamacare/ACA plans, including Marketplace, Essential Plans, and QHPs, as well as Medicare options for seniors and eligible individuals. Our services extend to small business insurance, ensuring employees have access to quality coverage. Beyond insurance, we offer contracting and onboarding support, home care services, and professional recruiting and training to strengthen the healthcare workforce. Additionally, we provide life insurance solutions to protect your loved ones. At Healthy Decisions, we make navigating insurance simple and stress-free.
Explore Our Wide Range of Services
Health Insurance
Affordable Care Act
ACA plans cover essential health benefits like doctor visits, prescriptions, and hospital stays. It primarily helps low- and middle-income individuals who don’t have employer or government coverage.
Market Place Plans
Marketplace Plans are health insurance plans available through the Health Insurance Marketplace (Healthcare.gov or state exchanges).
Essential Plan (EP)
The Essential Plan is a low-cost health insurance option available in some states (like New York) for individuals with moderate incomes who don’t qualify for Medicaid.
Medicare Plans
A federal health insurance program for individuals 65 and older and certain younger people with disabilities.
Small Business Insurance
Helps protect employers and their employees by offering health coverage options tailored to businesses with a limited workforce.
Other Types Of Insurance
Life Insurance
Ensures that loved ones are financially secure by covering expenses such as funeral costs, outstanding debts, and future financial needs. Our team helps clients find the right policy to safeguard their family’s future.
Sickness Insurance
Financial protection by covering lost income, medical expenses, and other costs when an individual is unable to work due to illness. These plans may include short-term or long-term disability coverage, helping individuals manage expenses while recovering.
Accident Insurance
Provides financial protection by covering unexpected medical costs resulting from accidents, such as emergency care, hospital stays, surgeries, and rehabilitation. It offers cash benefits that can be used for medical bills, lost wages, or other expenses not covered by health insurance.
Other Services
Home Care Services
Assistance with personal care, medication reminders, meal preparation, companionship, and skilled nursing services for seniors, individuals with disabilities, and those recovering from illness or surgery.
Contracting and Onboarding
Contracting and Onboarding services streamline the process of recruiting, credentialing, and integrating professionals into the healthcare and insurance industries. We assist businesses and agencies in handling licensing, compliance, paperwork, and training, ensuring a smooth transition for new hires and independent agents.
Recruiting and Training
Through comprehensive training programs, we equip agents and staff with the skills and knowledge needed to succeed in health, Medicare, life insurance, and customer service.
Authorized Representative
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact 1-800-Medicare or visit www.medicare.gov to get information on all your options.
How Our Process Works
Just Three Easy Steps
Step 1:
Get in Touch
Begin by reaching out to us. You can either call us directly or fill out a contact form on our website. Our friendly staff is ready to listen, offering personalized advice to ensure we understand exactly what you're looking for.
Step 2:
Personalized Planning
After we've discussed your needs, we'll work together to tailor a service plan that's just right for you. We'll guide you through our options and help you select the best solution to fit your specific requirements.
Step 3:
Experience Our Service
Finally, our team of professionals will carry out the service at a time that's convenient for you. We guarantee a seamless and hassle-free experience, focusing on quality and attention to detail.
Contact Us For Assistance
Give us a call/text at (929) 451-2963 or send us a message using the form below.